:root{
  --green:#3C6D21; --green-deep:#021C3E; --amber:#FEBB1D; --amber-deep:#C68F00;
  --cream:#F7F8F4; --sage:#E9EEE2; --ink:#1B2A45; --muted:#5A6472; --white:#FFFFFF;
  --radius:14px; --shadow:0 10px 30px rgba(20,54,32,.10);
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'Public Sans',system-ui,sans-serif;color:var(--ink);background:var(--cream);line-height:1.6;font-size:17px}
h1,h2,h3{font-family:'Bitter',Georgia,serif;line-height:1.15;color:var(--green-deep)}
h1{font-size:clamp(2.1rem,5vw,3.4rem);font-weight:800}
h1 em{font-style:normal;color:var(--green)}
h2{font-size:clamp(1.4rem,3vw,2rem);font-weight:700;margin-bottom:.6rem}
h3{font-size:1.15rem;font-weight:700}
p{margin-bottom:.8rem}
a{color:var(--green)}
img{max-width:100%;height:auto}
.wrap{max-width:1120px;margin:0 auto;padding:0 22px}
.skip{position:absolute;left:-999px;top:0;background:var(--amber);color:var(--ink);padding:.5rem 1rem;z-index:99}
.skip:focus{left:0}
:focus-visible{outline:3px solid var(--amber);outline-offset:2px}
.eyebrow{text-transform:uppercase;letter-spacing:.14em;font-size:.78rem;font-weight:700;color:var(--amber-deep);margin-bottom:.7rem}
.muted{color:var(--muted)} .small{font-size:.85rem}
.lede{font-size:1.15rem;max-width:56ch}
.note{background:var(--sage);border-left:4px solid var(--green);padding:.8rem 1rem;border-radius:0 var(--radius) var(--radius) 0;margin-top:1.2rem}
.text-link{font-weight:600}

/* topbar */
.topbar{background:var(--white);position:sticky;top:0;z-index:50;box-shadow:0 2px 12px rgba(2,28,62,.12)}
.topbar-inner{display:flex;align-items:center;justify-content:space-between;padding:.7rem 22px;gap:1rem}
.brand{font-family:'Bitter',serif;font-weight:800;font-size:1.15rem;color:var(--white);text-decoration:none;white-space:nowrap}
.brand span{color:var(--amber)} .brand .brand-mark{color:var(--amber);margin-right:.15rem}
.brand-img{height:52px;width:auto;display:block}
.ticket-seal{position:absolute;top:-26px;right:18px;width:76px;height:76px;filter:drop-shadow(0 4px 8px rgba(2,28,62,.2))}
.post-img{border-radius:var(--radius);box-shadow:var(--shadow);max-width:680px;width:100%;margin:1.2rem 0}
.about-emblem{width:200px;margin:0 0 1rem}
.topbar nav ul{display:flex;align-items:center;gap:1.1rem;list-style:none}
.topbar nav a{color:var(--green-deep);text-decoration:none;font-weight:600;font-size:.93rem}
.topbar nav a:hover{color:var(--green)}
.nav-toggle{display:none;background:none;border:2px solid var(--green-deep);color:var(--green-deep);font-weight:700;padding:.35rem .8rem;border-radius:8px;cursor:pointer}

/* buttons */
.btn{display:inline-block;padding:.75rem 1.4rem;border-radius:999px;font-weight:700;text-decoration:none;border:2px solid transparent;transition:transform .15s ease,background .15s ease}
.btn:hover{transform:translateY(-2px)}
.btn-lg{padding:.95rem 1.8rem;font-size:1.05rem}
.btn-amber{background:var(--amber);color:var(--green-deep)} .btn-amber:hover{background:var(--amber-deep);color:var(--white)}
.btn-green{background:var(--green);color:var(--white)} .btn-green:hover{background:var(--green-deep)}
.btn-ghost{border-color:var(--green);color:var(--green)}
.btn-ghost-light{border-color:var(--cream);color:var(--cream)}
.nav-cta{color:var(--green-deep)!important}
.cta-row{display:flex;gap:.8rem;flex-wrap:wrap;margin:1.2rem 0}

/* hero */
.hero{background:linear-gradient(160deg,var(--cream) 60%,var(--sage));padding:4rem 0 3.4rem;border-bottom:6px solid var(--green)}
.hero-grid{display:grid;grid-template-columns:1.25fr .85fr;gap:3rem;align-items:center}
.reassure{color:var(--muted);font-size:.92rem}

/* payout ticket (signature element) */
.ticket{background:var(--white);border-radius:var(--radius);box-shadow:var(--shadow);padding:1.6rem 1.6rem 1.2rem;position:relative;border-top:8px solid var(--amber)}
.ticket-head{font-family:'Bitter',serif;font-weight:800;font-size:1.2rem;color:var(--green-deep);margin-bottom:.9rem}
.ticket-steps{list-style:none;counter-reset:tick}
.ticket-steps li{counter-increment:tick;padding:.55rem 0 .55rem 2.4rem;position:relative;border-bottom:1px dashed #cfd9c9}
.ticket-steps li:last-child{border-bottom:none}
.ticket-steps li::before{content:counter(tick);position:absolute;left:0;top:.6rem;width:1.7rem;height:1.7rem;border-radius:50%;background:var(--green);color:var(--white);font-weight:800;display:flex;align-items:center;justify-content:center;font-size:.9rem}
.ticket-tear{border-top:2px dashed #cfd9c9;margin:1rem -1.6rem .8rem;position:relative}
.ticket-tear::before,.ticket-tear::after{content:'';position:absolute;top:-11px;width:22px;height:22px;border-radius:50%;background:var(--cream)}
.ticket-tear::before{left:-11px}.ticket-tear::after{right:-11px}
.ticket-foot{font-size:.85rem;color:var(--muted);text-align:center;margin:0}

/* trust strip */
.trust-strip{background:var(--green-deep);color:var(--cream);padding:1.4rem 0}
.trust-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1.4rem;text-align:center;font-size:.92rem}
.trust-grid strong{color:var(--amber);font-family:'Bitter',serif;font-size:1rem}
.trust-grid p{margin:0}

/* sections */
.section{padding:3.4rem 0}
.section-sage{background:var(--sage)}
.page-head{padding:3rem 0 1rem}
.split{display:grid;grid-template-columns:1fr 1fr;gap:2.5rem}
.prose{max-width:70ch}

/* brand wall */
.brand-wall{display:grid;grid-template-columns:repeat(4,1fr);gap:1rem;margin:1.4rem 0}
.brand-card{background:var(--white);border-radius:var(--radius);padding:1.1rem;box-shadow:var(--shadow);border-left:5px solid var(--green)}
.brand-card h3{margin-bottom:.25rem}
.brand-card p{font-size:.88rem;color:var(--muted);margin:0}

/* lists */
.check-list,.x-list{list-style:none;margin:.8rem 0 1.6rem}
.check-list li,.x-list li{padding:.35rem 0 .35rem 1.9rem;position:relative}
.check-list li::before{content:'\2713';position:absolute;left:0;color:var(--green);font-weight:800}
.x-list li::before{content:'\2715';position:absolute;left:0;color:#A33D2E;font-weight:800}

/* big steps */
.big-steps{list-style:none;counter-reset:step;margin:1rem 0 2rem}
.big-steps>li{counter-increment:step;padding:1.2rem 0 1.2rem 4rem;position:relative;border-bottom:1px solid #e2e0d6}
.big-steps>li::before{content:counter(step);position:absolute;left:0;top:1.2rem;width:2.7rem;height:2.7rem;border-radius:50%;background:var(--amber);color:var(--green-deep);font-family:'Bitter',serif;font-weight:800;font-size:1.3rem;display:flex;align-items:center;justify-content:center}

/* quote page */
.quote-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:2.5rem}
.form-placeholder{background:var(--white);border:2px dashed var(--green);border-radius:var(--radius);padding:2.2rem;text-align:center}
.quote-form-slot iframe{min-height:820px;background:var(--white);border-radius:var(--radius);box-shadow:var(--shadow)}
.quote-aside{background:var(--sage);border-radius:var(--radius);padding:1.6rem}

/* faq */
.faq-wrap{max-width:760px}
.faq{background:var(--white);border-radius:var(--radius);box-shadow:var(--shadow);margin-bottom:.8rem;overflow:hidden}
.faq summary{cursor:pointer;padding:1rem 1.2rem;font-weight:700;font-family:'Bitter',serif;color:var(--green-deep);list-style:none}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:'+';float:right;color:var(--amber-deep);font-size:1.3rem;font-weight:800}
.faq[open] summary::after{content:'\2212'}
.faq p{padding:0 1.2rem 1rem}

/* cta band */
.cta-band{background:var(--green);color:var(--cream);padding:2.6rem 0}
.cta-band h2{color:var(--white)}
.cta-band-inner{display:flex;align-items:center;justify-content:space-between;gap:2rem;flex-wrap:wrap}
.cta-band .cta-row{margin:0}

/* blog */
.post-card{background:var(--white);border-radius:var(--radius);box-shadow:var(--shadow);padding:1.6rem;max-width:640px}
.post-card a{color:var(--green-deep);text-decoration:none}
.post-card a:hover{text-decoration:underline}

/* contact */
.big-phone{font-family:'Bitter',serif;font-size:1.8rem;font-weight:800}
.big-phone a{text-decoration:none}

/* footer */
.footer{background:var(--green-deep);color:var(--cream);padding:2.6rem 0 1rem;margin-top:0}
.footer a{color:var(--cream)}
.footer-grid{display:grid;grid-template-columns:1.2fr .8fr 1fr;gap:2.5rem}
.footer-brand{font-size:1.05rem;margin-bottom:.5rem}
.footer .muted{color:#b9c6b2}
.footer-links{list-style:none;columns:2;gap:2rem}
.footer-links li{margin-bottom:.45rem}
.footer-cta-line{font-family:'Bitter',serif;font-weight:700;font-size:1.1rem}
.footer-cta .btn{margin:.5rem 0 .8rem}
.legal-line{border-top:1px solid rgba(255,255,255,.15);margin-top:2rem;padding-top:1rem;font-size:.82rem;color:#b9c6b2}

@media(prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto}}
@media(max-width:900px){
  .hero-grid,.split,.quote-grid,.footer-grid{grid-template-columns:1fr}
  .brand-wall{grid-template-columns:repeat(2,1fr)}
  .trust-grid{grid-template-columns:repeat(2,1fr)}
  .nav-toggle{display:block}
  .topbar nav ul{display:none;position:absolute;top:100%;left:0;right:0;background:var(--white);flex-direction:column;align-items:flex-start;padding:1rem 22px;gap:.9rem;box-shadow:0 10px 20px rgba(2,28,62,.12)}
  .topbar nav ul.open{display:flex}
}